Getting your spouse on board with budgeting can be easy or a challenge. You may have a spouse who is a natural saver and loves to budget. You may like a lot of couples have a spouse who really likes to spend and would prefer not to discuss finances.
Here are some steps that may help:
- Set an example. Make good financial decisions even if your spouse is choosing to do otherwise. They may start to copy your behavior.
- Take your focus off your spouse and stop blaming them for your financial situation. Your a grown up and responsible for your own life.
- Discuss finances openly and be honest, but once you have stated the information, leave it be. Try not to go on and on, that may shut your spouse down.
- Reinforce positive behavior choices with compliments, expressions of gratitude and appreciation.