Budget and Allocated Spending Plan


We have started to do an allocated spending plan in addition to our monthly budget. It was a little confusing and kind of stressful at first, but we figured it out.  We love all the Dave Ramsey stuff, so we printed the forms off his website. Doing the allocated spending plan may be even more beneficial than just doing the budget.  Of course, if you are doing the budget that’s great! It takes a lot of time and work to budget your money and track your spending.  Yay you!

With the allocated spending plan forms you have to look at the money you have for the week and allocate a number of dollars to each  budget category for that week or the categories you need to cover that week. We were -100.00. Uh oh! We went back and made some adjustments. It worked out and now the key will be staying to the plan all week.

Anyone doing allocated spending plans?



Hi There! Thanks for stopping by. Throughout our many years of marriage and family life we have had times were we had no debt and times when we have had too much debt. It's time to get off the rollercoaster ride and be completely debt free. On this blog we will share our journey, experiences, tips and ideas for saving money and living a more fulfilled life. I have worked in Social Services for 20+ years, mostly with low income individuals and families assisting with State and Federal Government Assistance programs and will be sharing that information as well.

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